Location, location, location! One of Northford's most desirable neighborhoods! This well built and well maintained one-owner raised ranch has a perfect blend of comfort. Situated on a spacious 1-acre flat lot, this home features three generously-sized bedrooms and three full bathrooms, providing ample room for family and guests. You'll find spacious living and enjoy the warmth and elegance of hardwood floors throughout the upper level, complemented by a beautiful bay window in the living room and an Italian tile foyer entryway. The kitchen boasts granite countertops, a free-standing island, ceramic tile backsplash, and a convenient separate pantry closet. Entertain in the spacious formal dining room with open floor plan. Large lower level heated family room with wood burning fireplace for those cold, chilly nights. Benefit from zero entry ground-level access off the garage, central AC, and tilt-in vinyl windows for easy maintenance. Fire hydrant on your front lawn will give you savings on your home owners insurance. Step outside to an oversized pressure-treated deck and a concrete patio with depth footings, ready for future enclosure if desired. Additional Features: Includes an enclosed laundry area and a two-car attached garage. This home is designed for easy maintenance, making it a perfect choice for anyone looking to enjoy a serene and functional space. Wallingford electric is a plus! Close to shopping, restaurants medical facilities, schools, parks and major highways.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,920 | $2,920 | $3,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.