WELCOME TO THE THE FOURTH LARGEST LAKE IN VERMONT! Dreaming of owning your own private slice of Lake Carmi? This charming 4-season property has it all! Located on . 31 acres of owned land and nestled on two lots, this recently renovated and updated cottage is for you. With two bedrooms and a very large full bathroom, there is plenty of space for the entire family. The kids will want to take turns sleeping in the loft that overlooks the oversized family room. With an abundance of natural sunlight and breathtaking views, you will find yourself relaxing the moment you arrive. Private lake access and an aluminum rolling dock make this scenic property perfect for the lover of all the things this 1, 400 acres of lake has to offer. Whether you keep this idyllic slice of paradise for yourself or offer it to vacation seekers, your family and friends will love the spacious yards ~ both back and front. Store all of your water activity toys in the 2-car detached garage. A brand new composite deck means no shoes. . . no problem! Sellers currently rent this cottage out and was booked every single week this past summer. Fully insulated and fully furnished, including the dock and kayaks. This property is functional in all weather. . . perfect for ice fishing, snowmobiling or any other winter sport as well as summertime BBQ's! Don't wait until next summer! Take advantage of this rare opportunity to own your personal paradise today located in one of Vermont's jewels!
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,183 | $2,839 |
Total Monthly Payment | $2,659 | $2,659 | $3,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.