Under contract-accepting backup offers. Welcome to 10406 Alma St, Gibsonton, FL – a stunning, move-in-ready home built in 2023 that offers modern comfort and convenience in a vibrant community. This beautifully maintained property features a spacious, open floor plan perfect for both relaxing and entertaining. The home’s contemporary design includes high-quality finishes and energy-efficient features throughout.
***This home also has a transferable home warranty from builder until June 30th 2030***
Another great feature for this home is the 12 HD camera system with DVR that conveys with the home.
One of the standout features of this property is the impressive 22x35 detached garage, providing ample space for vehicles, a workshop, or additional storage. Enjoy the freedom of no HOA or CDD fees, allowing you to fully personalize and enjoy your property without restrictive regulations.
Step outside to discover your private backyard oasis, complete with an above-ground pool perfect for cooling off on hot Florida days. Whether you’re hosting summer gatherings or simply unwinding after a long day, this outdoor space is sure to become a favorite spot.
Located in the charming town of Gibsonton, this home offers the best of both worlds – a peaceful residential setting with easy access to local amenities and attractions. Don’t miss your chance to own this exceptional property. Schedule your visit today and
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,161 |
Total Monthly Payment | $1,903 | $1,859 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.