Rarely available upstairs corner unit 2 bedroom 2 bath condo in affordable Island Villas on Anastasia Island, St. Augustine Beach! With a scenic pond view from your balcony, a swimming pool in the complex and just 1 mile to the beach and pier- your peaceful place awaits! Restaurants and shops within walking distance and just a few miles to the historic city of St. Augustine. Great location for families, hospital staff, medical professionals, students, teachers or create your "snowbird" second home getaway. Hospital & medical offices are nearby as well as Flagler College and University of Florida. Enjoy concerts & markets at the Amphitheatre, check out the Lighthouse, explore Anastasia State Park and Alligator Farm - all within a couple miles. Another bonus - these condos are pet friendly and do not allow Transient/ Short Term Rentals. New HVAC, range, refrigerator and dishwasher in the last 3 years. Association has recently replaced building roofs, siding and paved parking area. The owner has made the following updates in the last 3 years! 2021 Updates: New Electric panel (Old City electric) New can lights replaced with LED and several new outlets (Old City electric) New Kitchen faucet and bathroom faucets (Roto Rooter Plumbing) New Shower heads and handles Entire unit repainted 2022 Updates: Replaced mechanisms in all windows (St John window and door) New Kitchen appliances with black finish: stove, refrigerator, dishwasher, microwave Bedroom floors replaced with wood look luxury plank vinyl New A/C and air handler/furnace (Atlantic Mechanical) Stackable washer/dryer replaced (St Augustine Appliance) St. Johns County is known for great schools and medical facilities. The location can't be beat - Nearby Airports include Jacksonville, Daytona Beach, Sanford and Orlando. Easy access to 95 and US1. Get this condo before it's gone and come enjoy all that St. Augustine has to offer!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $173,600 | $173,600 | $173,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,155 | $1,140 | $1,464 |
Total Monthly Payment | $1,398 | $1,383 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.