Beautiful Remodeled Home in Cross Creek within East Lake Woodlands Golf and Country Club Community. This Devonshire Model offers 2 Bedrooms, 2 Baths, Den/Study, 2 Car Garage, and Serene Views of the Fountain and Pond! A soft flow and clean lines adorn this home. Features include: LVP flooring throughout interior with Travertine on the Lanai, Hurricane Rated Weather Tight Windows and Glass Siding Doors, Hurricane Rated Garage Door, Epoxy Flooring and More Storage Shelving added in Garage, and a Generac Generator for electric outages during storms. A touch of class describes the updating in this home! The Kitchen provides Custom Cabinets, Quartz Counter Tops and Back Splash, Double Sink, Reverse Osmosis System, Closet Pantry, Built in Desk and Eat in Kitchen with views of the Owners Award Winning Garden. The Living Room and Dinning area are spacious, has a built in shelf for you big screen TV, lot's of natural light and opens to a comfortable Screen Enclosed Lanai with views of the pond and the plush landscaping. The Primary Bedroom offers His and Her Walk in Closets, a Separate Seamless Glass Shower Stall, Garden Tub, Custom Cabinets, Marble Counters, His and Her Vessel Sinks, and Private Water Closet. The Second Bedroom and Bathroom are perfect for Guests: keeping with the color scheme and quality of the kitchen - Quartz Counters, Custom Cabinets and Fixtures, Framed Sliding Glass Bathtub Doors and Decorative Tile. The Laundry Room has a Utility Sink, Quartz Counters and cabinets for more storage. The Den/Study has Built in Office Center with plenty of room for furniture. *AC 2020, Garage Door 2023, LVP Flooring 2022, Windows/Doors 2023, Roof 2019, Sprinklers 2023, New Drain Pipes House to Street 2021, Ring Door Bell 2023* Cross Creek is a popular Maintenance Free Community and is located near Restaurants, Shopping Malls, Theaters, Hospitals, Golfing, Parks and Beaches. The monthly maintenance fees include: Cable TV, Grounds Care - Fertilizing, Mowing, Trimming and Mulching Flower Beds, Trash Collection, Heated Community Pool and Spa, Escrow Reserves, Pressure Cleaning of Roof and Painting the Exterior of your home every 7 years. This home is scheduled in 2025. East Lake Woodland's Ardea Country Club provides Resort Style Amenities with additional fees that include Golf, Fitness Center, Tennis, Olympic Swimming Pool, Sport Shop, Lounge and Bar, Restaurant and Activities for the Entire Family!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $7 | $7 | $7 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,913 |
Total Monthly Payment | $3,237 | $3,156 | $4,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.