FHA ASSUMABLE LOAN AT 3%. PRICE REDUCTION!! Rare opportunity to live in desired Creekside Community. Country living close to all the amenities. This home features an open concept with view from the front door to the oasis backyard & screened porch. Kitchen offers stained cabinets, and eat in area with breakfast bar. Large formal dining room just steps from the kitchen. Split bedroom plan with primary on main, large master bath, sep. tub & shower with large walk-in closet. 2 other bedrooms split by bath on other side of home. Large bonus/bedroom accommodates 3 beds with it's own private bath. Step out on your screened lanai from the great room. Its a relaxing paradise with additional concrete area for future expansion. Overlooks a private fenced yard with storage shed. The men will love the garage area that is currently setup as a man cave but easily converted back to a garage. Too much to describe on this one of a kind property, Bring your buyer ASAP as it won't last long. Home features new roof in 2023, new AC 2024, 13 new windows Oct 2024. Seller willing to consider flooring allowance based on offer price. Lawn service is paid thru end of 2024.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,853 | $2,850 | $3,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.