Under contract-accepting backup offers. NEW LOWERED PRICE!!! This stunning home features a solar system that ensures a minimal electricity bill—about $30 per month. Situated in Timber Oaks, a 55+ community designed for upscale living without the upscale price, this home is a true gem. Enjoy access to a splendid clubhouse complete with recreational amenities and a variety of organized events, all for a modest $50 monthly HOA fee. Port Richey offers proximity to top-tier hospitals including the new VA hospital, major highways, shopping centers, and restaurants. This home boasts two spacious bedrooms, two stylish bathrooms, and a two-car garage. It is one of the larger and more unique floor plans available in the area. The layout includes a large formal living room and a family room with a custom-built bar—perfect for entertaining guests or showcasing your collection. Additionally, there's a versatile 350-square-foot air conditioned "bonus" area included in the total square footage, featuring large picture windows that showcase the local scenery, making the space feel even larger. Freshly painted both inside and out in appealing colors, this home also features large, airy bedrooms and modern bathrooms. Plantation shutters grace the windows, and the kitchen boasts upgraded appliances. A newly installed, top-of-the-line water softener, over $20, 000 worth of paid-off solar panels, a newly installed roof (2019), and a newer air conditioning unit (2017) add to the home's value. Outdoors, the meticulously tended gardens offer privacy and beauty. While fencing is not permitted, there are cleverly designed areas for small pet containment and a convenient pet door. A private well for lawn irrigation helps reduce water bills, and the garage includes ample storage and an automatic door opener. This home is move in ready for its new owners. Located just three-quarters of a mile from the clubhouse and within easy walking distance, this home is perfect for enjoying all that Florida has to offer. Make an offer and start living the dream in this exceptional property!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,506 | $1,030,934 |
Total Monthly Payment | $1,825 | $1,784 | $1,031,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.