Price Improvement! This charming 3-bedroom, 1. 5-bathroom home is nestled in the heart of Umatilla, offering peaceful living with a stunning view of lush trees right from your backyard. The property features a cozy firepit and a versatile shed, perfect for extra storage or a creative workspace. Located just a few streets away from the local elementary school, it’s an ideal location for those seeking convenience and community. Umatilla, known as the “Gateway to the Ocala National Forest, ” offers access to numerous outdoor activities, including nearby lakes, a boat ramp, and the stunning Ocala National Forest for endless adventures. You’re also just a short drive from beautiful Florida beaches, making this home a fantastic retreat for weekend getaways or everyday relaxation. The home can come partially furnished if desired, giving you a move-in-ready option. However, please note the washer and dryer are excluded. Whether you're boating, fishing, or enjoying the local parks, the area offers plenty of recreational options. Don’t miss out on this fantastic opportunity to own a slice of Florida’s natural beauty!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,578 |
Total Monthly Payment | $1,494 | $1,493 | $1,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.