**Seller offering $3, 000 for rate buy down with a full price offer. **Why wait for new construction when you can buy this meticulously maintained, like-new home built in 2017, nestled in the charming Alterra community in Plant City! This upgraded 4-bedroom, 2-bathroom, 2-car garage residence is a true gem. The attention to detail is evident from the moment you set eyes on the professionally landscaped yard, complete with an irrigation system and white vinyl privacy fenced backyard. Step inside to discover a home adorned with pristine ceramic tile flooring in the entry and kitchen and plush carpet in the Living and Bedrooms. The spacious entryway boasts not one, but two closets, offering ample storage space for your convenience. The thoughtfully designed split bedroom floorplan situates all secondary bedrooms towards the front of the home, each boasting generously sized closets. The secondary bathroom features a single sink vanity and a tub/shower combination. Towards the back of the home the open great room awaits. The kitchen is a chef's dream, equipped with solid surface countertops, a decorative glass back splash, a convenient island with a breakfast bar, pendant lights, a walk-in pantry, and top-of-the-line appliances. Adjacent to the kitchen, the dining room offers slider access to the covered lanai and extended patio, perfect for outdoor entertaining. Tucked in the back of the home, just off the Living room is the primary bedroom, providing a serene retreat. The primary bedroom is complemented by an en-suite bathroom, featuring a dual-sink vanity, a shower stall, a water closet, and a spacious walk-in closet. Alterra community is perfectly located in Plant City, a town known for its quaint charm and its convenient proximity to lively metropolitan hubs like Tampa, Lakeland and Orlando. Its strategic positioning provides effortless access to major routes including I-75 and I-4, ensuring convenient commuting for residents.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,891 | $2,428 |
Total Monthly Payment | $2,212 | $2,187 | $2,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.