Presented byJohn Izzo |
Exceptionally maintained 2 story, detached colonial style home on a corner lot. Wonderful front porch greets you as you enter this home with hardwood floors. The combination dining and living space is ideal for entertaining. The kitchen leads to a large deck and landscaped yard. Included on the main level, a 1/2 bath complete with a convenient laundry space, access to the garage and a fully finished basement for extra living space. The upper level has 3 bedrooms and a full bath. This property is subject to moderate income guidelines set by the Wallingford Housing Authority. Household min/max income for this property would be $72, 446 to $96, 595. 20. The deposit required would be $53, 490 Must Be owner occupied The purchase price cannot exceed the listed price. All buyers will also need to complete a WHA application (please ask your agent for a copy of application, Not the Wallingford housing Authority) for their approval. Current dining room light fixture does not convey but will be replaced with another. Any questions please speak to your agent, not the Wallingford Housing Authority, your agent will provide you with information needed.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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Sales Associate
William Raveis Real Estate
Phone: 203.887.2574
John.Izzo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $242,730 | $242,730 | $242,730 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,656 | $1,613 | $2,081 |
Total Monthly Payment | $2,137 | $2,094 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.