19607 Whispering Fern PLACE, Lutz, FL, 33558 | $1,449,990

Under contract-accepting backup offers. Welcome to 19607 Whispering Fern Place, a distinguished 5-bedroom, 5-bathroom residence nestled in a private gated community. With 4, 576 sq ft of living space on an 8, 239 sq ft lot, this home combines elegance with modern convenience. As you approach, a brick paver driveway and inviting front porch set the tone for the luxury within. Step inside to a grand cathedral ceiling entry illuminated by two round iron chandeliers. The interior features wide-plank French oak floors, custom millwork, smooth drywall, and recessed lighting with dimmers, all contributing to an atmosphere of refined sophistication. The kitchen is a chef’s dream, featuring quartz countertops, a full-height backsplash, and a farmhouse sink on a generous island. Stainless steel appliances include a gas cooktop, dual ovens, a convection microwave, and a whisper-quiet dishwasher. Upstairs, a mini kitchen is equipped with a refrigerator, dishwasher, stacked LG washer and dryer, and a deep stainless-steel sink. The primary suite offers a private balcony with tranquil views of the natural wetland. The luxurious primary bath includes a soaking tub, a spacious glass shower with dual heads, separate vanities with quartz tops, and a large connecting closet with slotted wood shelving. Three guest bedrooms each have their own private baths with subway tiles and upgraded Kohler commodes. A downstairs guest bedroom features an adjacent bath with a walk-in shower. An upstairs bonus room, adorned with a shiplap wall and 8' barn doors, serves as an ideal space for movies or music. The epoxy-coated garage includes electric car chargers, deep parking spaces, ceiling-mounted storage racks, and a whole-home water purification system that filters and conditions water to every faucet. Enjoy Florida living with ample private outdoor space, perfect for pets and entertaining. Discover the exceptional lifestyle awaiting and schedule your private tour today.

Features

  • Rooms: 7
  • Bedrooms: 5
  • Baths: 5 full
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 4,576
  • Acreage: 0.19
  • Est. Taxes: $16,865
  • HOA Fee: $369 Quarterly
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
  • MLS#: TB8301022
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /eprop/TB8301022/19607whisperingfernplace_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 2:20:45 AM)
Listing courtesy of COMPASS FLORIDA, LLC   Phone: 813-355-0744

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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19607 Whispering Fern PLACE, Lutz, FL, 33558

$1,449,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,159,992 $1,159,992 $1,159,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $1,405 $1,405 $1,405
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,524 $7,428 $10,185
Total Monthly Payment $9,054 $8,958 $11,715

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.