Price Improvement! HIGH AND DRY, No flood damage here! Hi and dry! What a charming and 2 bed 1 bath home! Front porch living . NO STORM DAMAGE!! NO FLOOD INSURANCE!! WHY RENT WHEN YOU CAN OWN? This home is and has been proudly taken care of with the perfect color scheme which enhances the cozy feeling. Nicely decorated and is loaded with many updates. Newer windows, and sliding glass door. Newly painted and ceilings, new lighting. Kitchen and Bathroom remodeled with new cabinets. All appliances are newer as well and new air conditioning system . Porch was enclosed, giving the home more square footage and an added bonus room to use as an office or play/sitting room. Step outside to a large, fenced in, beautiful tropical landscaped backyard, it is really roomy! Even the large 18x20 storage building fits in perfectly. Use this as a workshop, game room or is easily adaptable to anything you choose. NEW ROOF put on prior to closing. Nice & quite neighborhood which is centrally located to schools, shopping, parks/beaches and the Pinellas Biking Trail. Put this home on your list, it is a must see home. BUY THIS HOME WITH ZERO DOWNPAYMENT, NO PMI, 640 credit score this must be your Primary home. $8, 000 contributed to closing costs using preferred lender. ACT NOW!!! $8k will not beavailable after OCTOBER 15 2024
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $209,600 | $209,600 | $209,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,274 | $1,699 |
Total Monthly Payment | $1,588 | $1,537 | $1,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.