One or more photo(s) has been virtually staged. Located just minutes to World Class Golf Courses, Entertainment Venues for Concerts, Theater, Pro Sports, Casino, Museums, Water Sports, Marinas, Fishing Piers, Nature Parks, Biking/Jogging Trails, Fine/Causal Cuisine, 2 Airports and the Award Winning Beaches of the warm Gulf Of Mexico…. . Welcome to the Seaside Community of Key Vista! This residence is in Vista Point, where the 55+ enjoy carefree living with NO CDD Fees, LOW HOA Fees & an X Flood Zone! This property is located at the back of a beautiful cul de sac that overlooks a greenbelt, park-like setting complete with an oversized Patio that with Screened-In Enclosure and No Rear Neighbors! The full view Entry Door invites you into this Open Concept Floor Plan featuring Vaulted Ceilings making this home seem so much larger. The Great Room is super for entertaining and it spills into the Huge Outdoor Patio! Newer Luxury Vinyl Tile is in all the main living areas with large format Porcelain Tile in the wet areas making maintaining it a breeze. The Kitchen is a good size with lots of room for a full size table & chairs! The wood cabinets were recently adorned light gray giving them a coastal feel. The Primary Owners Quarters sports an EnSuite with a large Walk-in Shower & a super-sized Walk-in Closet. The Guest Suite is nicely sized with a Walk-In Closet of its own…hard to find in a secondary bedroom! There is the Guest Bath nearby that has a Tub/Shower Combo, Wood Vanity with 3 cm Granite Countertop & Undermount Sink. The Split Plan Layout of Sleeping Quarters prides privacy. The Laundry Room is Inside in a convenient location. Roof 2022, HVAC 2018, WH 2020, Impact Rated Windows & Slider 2021, Impact Rated Garage Door & Water Softener. This Subdivision includes Full Care of Lawn, Shrubs, Lower Height Trees trimmed, Exterior Painting is included every few years when needed and it was just completed last year! Spectrum Internet & Cable is included in your Low Fees. The Villas features its own 55+ Clubhouse, Heated & Cooled Pool & Spa & an ample size Open as well as Covered Patio, a Kitchen, large Party/Meeting Room & a Pool Table Room with a Library. The All-Ages Clubhouse features a Huge Heated/Cooled Pool & Spa with extra-large Open as well as Covered Patio, Kitchen, Party/Recreation Room, Game Room with Pool Tables, Ping Pong & Card Tables, Fitness Center with Locker Rooms & Showers & a Yoga Room. There are Tennis/Pickleball Courts, Volleyball Court & Playground. Partake in Activities such as Block Parties, Garage Sales, Yoga, Aqua Bellies, Line Dancing, Bingo, Holiday Home Decorating Contests & Golf Cart Parades! We even have Food Truck days, Happy Hour get-togethers, Potluck Dinners & the occasional Pub Crawls & Golf Outings! Need RV &/or Boat Parking. . . we have that too! And the Boat Launch is right down the road at the Gulf of Mexico! Just outside the Back Gates is Key Vista Nature Park with Hiking Trails, the Anclote Gulf Park with its super long Fishing Pier, Doggie Park & Playground and the Anclote River Park with a Private Beach, Boat Launches, Day Dock with Slips & another Playground. The Holiday Rec Center is right next to the Community and for a very small yearly fee you have full access to the Baseball Field, Basketball Courts, Hockey Field, Pickleball, Waking & Jogging areas and many scheduled Classes & Events. The Biking/Jogging/Walking Path has been extended to just outside our Back Gates. All I can say now is…. . Welcome to our Fantastic Florida Paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$334,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,628 | $2,117 |
Total Monthly Payment | $1,994 | $1,994 | $2,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.