Welcome to The Ranches at Mount Sinai, where luxury meets potential in this highly sought-after Amagansett model end unit, located in a prestigious gated community. This charming home offers a spacious open floor plan with three well-appointed bedrooms and three-and-a-half bathrooms, providing a great opportunity to add your personal touch with some cosmetic upgrades. The eat-in kitchen features granite countertops and a large breakfast area, offering a solid foundation for minor renovation or customization to fit your style. The kitchen flows into a light-filled dining room and living room adorned with large windows and a grand fireplace, creating a warm and inviting atmosphere for gatherings. The primary ensuite is conveniently located on the first floor and serves as a private retreat with a spa-like bathroom and custom walk-in closets, ready for your updates. The second level includes a versatile family room, a bedroom and a full bathroom that can be customized to suit your lifestyle needs. Additional features include a laundry room that leads to a spacious attached two-car garage, providing convenience and ample storage space. Step outside to enjoy the private gated front courtyard and rear patio, ideal for relaxing or entertaining guests. Residents enjoy access to a resort-style clubhouse with indoor and outdoor pools, a state-of-the-art fitness center, a billiards room, and courts for basketball, tennis, pickleball, and bocce. Located in the award-winning Mount Sinai school district, this property offers a blend of elegance and potential, with easy access to nearby shopping, dining, and entertainment options. Don't miss this opportunity to create your dream home in The Ranches at Mount Sinai. Schedule your private tour today and explore the possibilities that await in this welcoming community. Tremendous value here.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,992 | $559,992 | $559,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $721 | $721 | $721 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,403 | $3,354 | $4,425 |
Total Monthly Payment | $4,216 | $4,167 | $5,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.