Discover the best of 55+ Living in GATED Parkland Preserve! This like-NEW home, built in 2022, offers many of the PERKS OF A NEW BUILD with the added benefits of THOUGHTFUL UPGRADES and a MOTIVATED SELLER! You'll find this home is ready for you with custom touches and enhancements, eliminating the wait and extra expense of a new build. Inside, the 2-bedroom, 2-bathroom layout with a flex room perfect for a 3rd bedroom or study offers comfortable living in an open concept design. Spacious kitchen includes a large center island, walk-in pantry, stainless steel appliances including a gas range, and upgraded modern finishes of quartz countertops and a designer backsplash. Master suite features two oversized walk-in closets and an ensuite bath with dual sinks and a walk-in shower. Enjoy outdoor living on the screened lanai that overlooks an expansive, private backyard, complete with fencing; perfect for relaxing, gardening, or adding a future pool. You'll have peace of mind and efficiency with energy-smart upgrades, including a tankless gas water heater and a whole-home Generac generator which powers up instantly during an outage. Home also boasts smart technology with a doorbell camera and security system. Additional updates provide a polished look and added convenience: blinds and window treatments, updated light fixtures, water softener, whole-home gutters, extended driveway pavers, updated landscaping, vinyl-tiled garage floor and lanai, garage sink, and more. Plus, the spacious laundry room includes a washer and dryer, and you'll appreciate the abundance of storage. And with HOA-managed lawn care, you have more time to enjoy life in this gated community! This well-kept, upgraded home also includes a transferable termite bond, providing added assurance for your investment. Parkland Preserve's community amenities include pool, fitness center, pickleball courts, bocce ball court, and dog park. With close proximity to the I-95, downtown, the airport, shopping, beaches, golf and a short distance to Historic Downtown St. Augustine - you will enjoy convenient Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,867 |
Total Monthly Payment | $2,653 | $2,625 | $3,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.