410 Meadow Lark did not experience any water intrusion or damage do the home during Helene or Milton, the home is move in ready! Welcome to waterfront living on one of the most desirable streets in the sought-after Bird Key neighborhood. Positioned towards the end of the cul de sac and featuring open water and canal homes on either side of the street. This well-maintained four-bedroom residence features an open-concept floor plan featuring well-defined areas for easy entertaining. The main living and dining areas have an open and airy atmosphere with impact sliding doors and windows, allowing the updated pool area and waterfront to be viewed. The living and dining area flows into the gourmet kitchen, boasting views of the waterfront and pool area, with another set of sliders accessing the lanai. The spacious kitchen allows for an additional informal dining area. Plentiful cabinet and storage, ample counter space, and stainless appliances are fit for an owner who loves to cook and entertain. Off of the kitchen is a media room or optional office space that can also be accessed off the main living area by French doors making it the ultimate in flex space. A sizeable laundry room connects the kitchen to the two-car garage with epoxied flooring. This ideal floor plan has the primary suite at the back of the home, with access to the pool area, open water views, and a walk-in closet with a closet system. The remaining three bedrooms are at the front of the house, with access to a full bath and half bath. The home features many upgrades like impact windows, sliders, and doors, two updated HVAC units, ductwork, spray foam in the attic, an electric pool heater, and a Pentair system to control the pool and spa. Updated pool pavers, resurfaced pool, spa, and irrigation well. A boat dock with electricity and water, sailboat-deep water, a 16, 000 lb boat lift, and a floating dock perfect for the boater who dreams of an active water lifestyle. Bird Key living is the epitome of total convenience as you're close to the sandy beaches of Lido and the dining and shopping options at St. Armand Circle. Just over the bridge is downtown's fine shopping, world-class dining, cultural activities, A-rated Schools, and Hospitals. Experience the perfect location and waterfront living at its best!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,116,000 | $3,116,000 | $3,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.864% | 7.058% |
Monthly Tax Payment | $1,993 | $1,993 | $1,993 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $20,210 | $20,210 | $27,574 |
Total Monthly Payment | $22,328 | $22,328 | $29,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.