20970 Monza LOOP, Land O Lakes, FL, 34638 | $370,000

Under contract-accepting backup offers. SUPER BIG PRICE REDUCTION!!! QUICK SALE!! Welcome to this **like-new** gem, built in April 2022, nestled in the desirable **gated community of Arden Preserve**. Featuring the highly sought-after Cedar floorplan, this 3-bedroom, 2-bath home with a 2-car garage offers both style and functionality. ***Property didnt suffer any damage or flood during hurricane*** Great Investment!!!

Step inside and you'll find secondary bedrooms near the front for added privacy, while the owner's suite in the back invites you to wake up to serene conservation views. Sip your morning coffee on the covered lanai, where peace and tranquility meet. The home boasts ceramic tile flooring throughout all common areas, with plush, almost-new carpeting in the bedrooms. The heart of the home is a dream kitchen, complete with gorgeous quartz countertops, solid wood cabinetry, a spacious kitchen island, stainless steel appliances, and a large pantry—perfect for everyday living or entertaining family and friends.

***For investors, there's a current tenant in place, paying $2, 350/month with a lease until May 2025, offering immediate rental income. No CDD fees, low HOA, and no flood insurance required make this property even more attractive***

Arden Preserve offers convenient access to Tampa, the Suncoast Parkway, I-75, as well as a variety of dining and shopping options. Plus, it’s located in one of the ** top school districts in the area!**

Don’t miss this incredible opportunity to own a beautiful home in a prime location!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,692
  • Acreage: 0.16
  • Est. Taxes: $5,559
  • HOA Fee: $79 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8301149
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/TB8301149/20970monzaloop_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 10:47:07 AM)
Listing courtesy of US INTERAMERICAN REALTY LLC   Phone: 954-253-3989

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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20970 Monza LOOP, Land O Lakes, FL, 34638

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $463 $463 $463
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,967 $2,538
Total Monthly Payment $2,507 $2,505 $3,076

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.