Under contract-accepting backup offers. Welcome to "Sun City Center" Florida's #1 Retirement Community and Top in the Nation. Owner is motivated! Sewer piper inspected 8/14/24 and passed have report. Come see this remodeled home which includes a family room. No backyard neighbors just a view. No HOA! Loan Assumable approximately 261000 balance. There are too many unique features to be able to list them all. But you will absolutely love the rear addition with a cathedral ceiling, vinyl plank flooring, and wind-resistant windows. A second bathroom was also added with obscure glass and magazine rack and medicine cabinet and tile flooring. The washer (new 2023) and dryer are on pedestals for no bending over and is screened from view with unique closet doors. Improvements include electrical panel and disconnect in 2009, HVAC in 2018, HVAC UV light added 2023, water heater in 2018, roof in 2017, three solar roof vents, and added insulation overhead. All the windows are wind resistant except for the living room. Outside there's a large yard with a beautiful view of open, green space with no rear neighbors. This home has upgraded roof which lower home homeowner insurance, current quotes available. The house does NOT have a separate HOA. There's a private screened lanai for an early morning coffee or late afternoon iced tea. A unique triangle palm welcomes you in the front. This home is so much larger. Garage has remote door opener and work area. Sun City Center is close to beaches, professional sports, airport, and major medical centers. The community is an very active 55 plus community with activities from fitness, pool, photography, and many more activities. Only $333 per person SCC annual fee, one time Capital Fund Fee $3000 due at closing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,800 | $212,800 | $212,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,345 | $1,293 | $1,725 |
Total Monthly Payment | $1,516 | $1,464 | $1,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.