Why wait for new construction? You can soon own this beautiful almost new home in Promenade Estates and coveted Palmer Ranch. The gated community has a pool, splash pad, gym, playground, and dog park and is located West of I-75 only steps from Legacy Trail in Osprey. As you drive up, you will love the extra long driveway and landscaped, oversized lot. When you walk through the arched entrance into this open floor plan, you will love the ceramic tile in every room (no carpeting), and enjoy the view of the pond. Kitchen has stone countertop and pantry with extra shelving. The owner's suite has a view of the pond, a walk-in closet with barn door entrance. The En Suite bathroom has dual sinks, a water closet, linen closet and shower. Two additional bedrooms share a second bathroom. The inside laundry room has extra shelving. Smart home features throughout. In 2021, a permitted upgrade expanded living area by 110sf and added a structural 26ft. X 12ft. screened-in, covered lanai with impact resistant French doors, prepped with pre-plumbing for outdoor Kitchen.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,137 | $4,046 |
Total Monthly Payment | $3,744 | $3,662 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.