HGTV fans welcome to 20 Kerry Court in Riverhead, NY. This meticulously maintained 5 Bedrooms and 3 Bathrooms colonial home is very spacious and move in ready which features: eat in kitchen with pantry and stainless steel appliances, formal dining room, living room with fireplace and airtight insert, primary bedroom on the first floor with primary bathroom and walk in closet, second bedroom on the first level (12x11) and three bedrooms upstairs. Check out the finished basement with an outside entrance, wet bar and tons of storage or recreation room hangout. Additional features are 2 car attached garage, central air condition, wash & dryer on first floor as well as an outdoor shed (10x14). Magazine quality landscaping on a 1. 61 acre and a backyard wooded oasis featuring a hot tub with (12x14) gazebo, above ground pool (15x30), fire pit, and patio, perfect for entertaining. Close to shopping centers, restaurants, grocery stores, vineyards, aquarium, golf courses, Peconic Bay Medical Center Hospital, schools, The Hamptons and so much more. Riverhead, NY has been voted as one of the Top 50 locations to visit in 2023 by Forbes Magazine. Do not miss out on this stunning home!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,077,777
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $862,222 | $862,222 | $862,222 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,300 | $1,300 | $1,300 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,828 | $5,309 | $7,160 |
Total Monthly Payment | $6,253 | $6,734 | $8,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.