Discover the quintessential Sag Harbor lifestyle in this spacious and meticulously maintained home, ideally situated in the coveted Historic District. Just a short distance away from Main Street and Haven's Beach, 20 Hamilton Street offers the perfect blend of classic charm and modern convenience. The open floor plan, perfect for entertainment, seamlessly connects the living room, dining room, and the eat-in kitchen, featuring top-of-the-line appliances like a Jenn-Air 6-burner gas stove, Sub-Zero fridge, U-Line wine fridge, Avalon bottle-less water cooler, and a Bosch dishwasher. This classic home boasts 4 bedrooms including a generously sized en-suite primary bedroom on the first floor. In addition there's a versatile office/den and a welcoming media room, providing different ambiances for the whole family. Three full baths complete the indoor layout. Outside, the beautifully landscaped backyard with a spacious patio deck overlooking the heated pool (34'x14') offers your own private oasis. In addition, the attached one-car garage with an electric car charger provides modern convenience. With its classic charm and serene location on a quiet street, this Sag Harbor treasure offers a lifestyle that's both timeless and convenient.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,976,000 | $1,976,000 | $1,976,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $784 | $784 | $784 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,220 | $12,328 | $16,541 |
Total Monthly Payment | $12,129 | $13,237 | $17,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.