COME HOME TO PALM GARDENS!!! BACK ON THE MARKET w/ NEW PRICE - NOW FULLY UPDATED w/ BRAND NEW INTERIOR!!! Brand New Washer & Dryer (Combo) included with New AC!!! High Rental Demand!!! Covered Car Port! This IS NOT a 55+ Community! GREAT LOCATION for work or school commute - near all the action on 4th Street and just minutes from downtown St Pete with it's myriad of cosmopolitan shops, restaurants, cafes' and night life! Close to Clearwater/St Pete & Tampa International Airport(s), plus area beaches. Easy commute to work, shopping/dining, school via I-275, US-19 or The Gandy Causeway to Tampa/MacDill AFB. This is perfect for an investment, home or snowbird 2nd home. This unit comes with a covered parking space (#203), new laminate flooring throughout and newer kitchen cabinets. Large Walk-in Closet and extra Storage Room on large, screened Lanai (front porch). Ground floor - easy access for groceries - no steps! Buyer to verify room dimensions, leasing, and tax information. One of the more affordable condos in all of Tampa Bay. Great location and fantastic price!!! Low HOA Monthly Maintenance Fees!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$114,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $91,960 | $91,960 | $91,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $612 | $611 | $776 |
Total Monthly Payment | $814 | $813 | $978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.