Welcome to your beautiful St. Petersburg home! You can’t beat the location! Your 3/2/1 home is perfectly situated on a big corner lot and is in an X flood zone so no flood insurance is required. This home features all hurricane impact windows, a Hips and Valleys roof (which provides big insurance discounts), a new fence, new water heater, and a new overhead garage door and opener. Natural gas is connected so the cooktop, water heater, dryer and heat are all gas. Just wait until you see the backyard! It includes three patios, a big wooden shed, a six foot privacy fence and a double wide gate; perfect for storing your boat or RV. J W Cate Recreation Center is approximately four blocks away. This recreation center is state of the art. Pickleball, volleyball, tennis, basketball, baseball fields, etc. You are minutes to our beautiful beaches and a short drive to downtown St. Petersburg. Downtown St. Petersburg is known for the incredible murals scattered throughout the city, the beautiful St. Pete Pier, amazing museums, excellent restaurants and great shopping, all right on Tampa Bay's shoreline. It's also the home of the Tampa Bay Rays. This home is a gem! Make an appointment to see your beautiful new home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$442,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $353,600 | $353,600 | $353,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,118 | $2,794 |
Total Monthly Payment | $2,327 | $2,296 | $2,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.