Located atop a hill in the charming town of New Baltimore, this lovely colonial home exudes a timeless charm that rivals the natural beauty that surrounds it. With a rich landscape that stretches on endlessly, this 2-story American colonial style build is the perfect fit for a larger family or anyone seeking extra space to roam. Featuring four spacious bedrooms and two bathrooms, including a master suite appointed with a wood burning fireplace, you're provided comfortable and inviting space for both relaxation and entertainment. The kitchen opens to a cozy sitting room, while a grand family room and dining area, anchored with the primary fireplace of the home, provide ample space for gatherings. . Delight in knowing that you'll be reducing your carbon footprint as well - utilizing the home's eco friendly outdoor wood boiler, as an alternate, green heating source for all buildings on the property. An impressive secondary structure sits adjacent, boasting more square footage than the home itself. Filled with natural light that spills in from the well appointed windows, and hand crafted sliding barn doors that add a touch of rustic charm. The massive building is currently used as a wood shop/lumber mill - but the possibilities for future use are endless. . Event space, Yoga retreat, artist's sanctuary, or even another home. With nearly 10 acres of wooded privacy to explore, this property is a true respite for those seeking a peaceful escape from everyday life. 25 minutes to Hudson, 20 minutes to Catskill and Albany, 2 1/2 hr to ManhattanSeller is open to offers. Additional 20 adjacent acres available to purchase.
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $688,000 | $688,000 | $688,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,906 | $4,292 | $5,759 |
Total Monthly Payment | $3,998 | $4,384 | $5,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.