Don't miss this exceptional lake view. Four bedrooms, two bath home in sought-after Laurel Lakes boasts a new roof (Dec. 2023), new windows (2020) lake view, extended lanai, and updated kitchen and baths. Luxury vinyl flooring extends throughout the main living areas. The spacious den with built-in desk, hardwood flooring, and closet space provides a perfect place for a home office or additional bedroom. The remodeled kitchen displays shaker style kitchen cabinets, quartz countertop, and newer stainless-steel appliances. Enjoy cooking your favorite meals as family visits around the kitchen counter or dining room table in this open floor plan. Relax in the family room with a quartz fireplace design as the centerpiece. Take in the natural beauty on the extended, paved lanai. Sip your morning coffee or host a sunset dinner while appreciating the serene views. Both bathrooms have been tastefully renovated as well, giving the home a fully updated look. The community’s amenities cater to an active lifestyle, with pickleball and basketball courts, a fitness center and clubhouse. A natural lake surrounds the community and residents enjoy, fishing, kayaking, and bird watching. All this for a very low HOA fee and NO CDD fees. Laurel Lakes is located close to shopping, walking trails, parks, banking, and easy access to fine dining, UTC mall, downtown Sarasota, and area beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,142 | $5,343 |
Total Monthly Payment | $4,539 | $4,535 | $5,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.