This expanded 3, 200 sq. ft. custom home has been the centerpiece of wonderful memories, cherished by three generations who have loved it for more than 70 years. This stately brick home sits mid-block in Bayville Estates, one of the most desirable locations within the beach community of Bayville. The home backs up to a wooded property owned by the village, creating a private sanctuary to enjoy your custom-built deck, tumbled paver patio, and beautiful low-maintenance landscaping. The exterior is brick and stone, as is the custom front porch, which welcomes you to the beginning of your new story. The formal living room, featuring a marble fireplace, mahogany accent wall, and 9-foot ceilings, is the perfect place to relax after a busy day. The formal dining room flows seamlessly into the kitchen, which has an outside entrance to the backyard for easy access when hosting gatherings or barbecuing. Two first-floor bedrooms can serve as primary or guest rooms . The second floor can be accessed via the interior stairs or through a separate outside entrance. The very large second-floor family room, appointed with custom moldings and hardwood floors, is a highlight of the home. A sun-drenched recreation/sitting room adds to the unique and special touches this property has to offer. The updated bath features floor-to-ceiling tile and a walk-in shower, providing both elegance and convenience. Also on the second floor are a bedroom and two additional bonus rooms that can be used as home office space or closets, allowing the new owner to customize according to their needs The full unfinished basement, with 9-foot ceilings, awaits your personal design to complete this magnificent space. Enjoy all that beautiful Bayville has to offer-private beaches, boating, fabulous restaurants, and a nature lover's paradise. There's no reason to look anywhere else; this is the one! No Flood insurance is required! Award winning Locust Valley Schools !!
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Our Executive Mortgage Banker:
Our Insurance Division:
$938,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $750,400 | $750,400 | $750,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,155 | $1,155 | $1,155 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,028 | $4,439 | $6,181 |
Total Monthly Payment | $5,275 | $5,686 | $7,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.