Located in the desirable South Lakeland/North Bartow gated community, Riverlake, this beautiful Hulbert Home offers everything you need and more! There's plenty of room for everyone in this custom home featuring an incredibly spacious and functional triple-split open floor plan with 5 bed rooms, 4 bathrooms, PLUS a large bonus room with a full wall of built-ins (perfect for a playroom for kids or alternatively an adult hang out spot), AND a flex room that is perfect as an office, game room, craft room, or storage room. Natural light abounds throughout the room thanks to the numerous large windows (all of which feature custom plantation shutters installed in 2018) and triple sliding glass doors leading out to the beautiful lanai featuring pavers and spacious access to the large screen enclosed pool (owners also have child security fence for use around pool if desired). The inside of this home is showcased with rich, crown molding, wood window casings, step ceilings and crown headers over the doors, granite counter tops and raised panel wood cabinets. The home boasts plenty of storage space including attic space over the garage and master closet. Additional amenities include a large 3 car garage, recessed lighting, and tile floors throughout the entire first floor, adding functional sophistication throughout the space. Your family will enjoy the friendly environment and serene location provided within the Riverlake community, which is tucked back along the shore of Lake Hancock. The community provides a newly rebuilt dock onto Lake Hancock, security gate, beautiful clubhouse, and two tennis/pickleball courts. Close to Bartow Hospital, Lakeland Regional Medical Facility, Fort Frasier Trail, Polk State College, Polk Parkway, and Central Florida's only IB school. Don’t miss your chance to own this incredible home! Call today to schedule your tour.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,835 | $3,780 | $4,988 |
Total Monthly Payment | $4,343 | $4,288 | $5,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.