Discover your perfect retreat in the heart of the highly sought after Shore Acres in Northeast St. Pete! This charming 2-bedroom, 2-bathroom home offers a generous 1, 140 sq ft of well-designed living space, blending comfort with modern touches. As you approach, a shady covered front step welcomes you into a bright and spacious family room, where natural light pours in, creating an inviting atmosphere. The open layout features new luxury vinyl plank flooring that flows effortlessly into the updated kitchen, featuring rich wood cabinetry, sleek white quartz countertops, stainless steel appliances, and plenty of counter space for all your culinary adventures. Adjacent to the kitchen are two sensibly sized bedrooms that share a stylish full bathroom, complete with an oversized sink and a marbled tile tub and shower combination. On the opposite side of the home, you'll find a cozy living area, perfect for relaxation or entertaining. This space also provides access to the second full bathroom and a versatile laundry/flex area that could be converted into an additional guest retreat or is perfect for extra storage. Step outside to your screened-in lanai, an ideal spot for enjoying Florida's year-round sunshine. Beyond the lanai, the expansive backyard offers endless possibilities including room for a pool, and is complete with a shed for extra storage. NO HOA dues. St. Petersburg, Florida, known as the "Sunshine City, " is a vibrant coastal destination offering a perfect blend of relaxation and excitement. With its stunning Gulf beaches, lively downtown area, and a thriving arts scene, there's something for everyone. Enjoy outdoor activities or explore world-class museums, trendy shops, and gourmet dining. St. Pete's warm weather, friendly community, and rich cultural experiences make it an ideal place to live, work, and play. This home is a wonderful opportunity to embrace the St. Petersburg lifestyle in a space that feels both cozy and contemporary.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,797 | $2,371 |
Total Monthly Payment | $2,456 | $2,430 | $3,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.