Well-appointed 2/2/1 home in Port Charlotte, featuring a versatile Florida room with a closet that could easily serve as a third bedroom. This additional space, coupled with another Florida room designed for entertainment, offers ample opportunities for hosting guests or enjoying leisure time. The home's split floor plan ensures privacy and space efficiency, while the open and updated kitchen, complete with granite countertops and stainless-steel appliances, adds a touch of modern elegance. The convenience of having a washer and dryer on-site is a thoughtful addition, although it's important to note that their maintenance is not guaranteed. The tile flooring throughout the house is not only aesthetically pleasing but also practical for easy cleaning. Solar panels on the roof to cut back on your electric. Fenced in backyard. Its central location is a significant advantage, providing easy access to local amenities such as shopping centers, educational institutions, and medical facilities, making it an ideal residence for those seeking comfort and convenience. Pets allowed. Call for a showing. All Florida Suncoast residents are enrolled in the Resident Benefits Package (RBP) for $65/month which includes liability insurance, credit building to help boost the resident's credit score with timely rent payments, up to $1M Identity Theft Protection, HVAC air filter delivery (for applicable properties), move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, on-demand pest control, and much more! More details upon application.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,440 | $1,440 | $1,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $11 |
Total Monthly Payment | $84 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.