This exquisite, one-of-a-kind home commands a 360 degree view from a vantage point that encompasses both the Catskill and Taconic mountains, a beautiful pond, and flowing fields. On 29 acres, Top of the Hill creatively incorporates several elements in its construction, including raised seam metal roof, stacked stone walls and chimneys, pristine clapboard, and flagstones in patios and covered porches. The house is approached at the end of a long, private driveway that passes through a barn, a singularly unique entree to this special home. Several rooms soar up to double height ceilings. The living room includes a loft library accessed by a single-file staircase. Every outdoor seating area has perfect privacy and views. A fireplace in every room, including the kitchen and basement office, recreates the feeling of a timeless, European villa. The kitchen's honed black granite counters, banquette ready for a 10-seat table, and counter-top chef's stove is doubled in size and storage capacity by a full butler's pantry. In addition to the second-floor primary suite with sitting room and dual bathrooms, there are three guest rooms. One is above the capacious main library, and two more are on the first floor. All bedrooms are ensuite. Special touches include elegant wood floors throughout, laundry room with mangle, radiant heat, and built-in bookshelves in nearly every room. A gunite pool, with cabana that includes full bath and kitchenette, is mere steps from the house. On the property is a spacious two-bedroom guest cottage with full kitchen, living room, bath and two bedrooms on the first floor and two finished rooms with wall to wall carpet and space heaters and a bath on the second. There is a three-car garage and equipment shed and small barn for another vehicle. Although comfortably livable, Top of the Hill is listed well below the appraised value due to the fact that it is in need of some work.
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Our Executive Mortgage Banker:
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$3,000,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,400,000 | $2,400,000 | $2,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $8,961 | $8,961 | $8,961 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,439 | $14,583 | $19,770 |
Total Monthly Payment | $22,525 | $23,669 | $28,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.