Welcome to your new piece of PARADISE! This quaint and meticulously maintained 3/2/2 home is located in a PEACEFUL AREA in the growing City of North Port with NO HOA and NO DEED RESTRICTIONS. The property is on CITY WATER and features a NEW 2023 ROOF & 2022 AC SYSTEM. This home boasts a newly UPDATED KITCHEN with a Large Island, Granite Countertops, Stainless-Steel Appliances & Hardwood Cabinets. NO FLOOD ZONE, FLOOD INSURANCE IS NOT REQUIRED. The layout of this home is split bedrooms with an Open floorplan with a HUGE LIVINGF ROOM that is great for entertaining. The primary bedroom is quite spacious and features a LARGE walk-in closet and shower. The 2nd and 3rd bedrooms have lots of room and share a bathroom making it the perfect layout for a possible 2ND PRIMARY BEDROOM. A super cute screened and covered back lanai overlooks a HUGE backyard. TWO CAR GARAGE. This property is located in a perfect location for quick access into Port Charlotte and is less than 10 minutes away from Grocery Stores, Gas Stations, Restaurants, Medical Care & Much More!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,015 | $2,013 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.