NO flooding during the recent storm activity. If your destination is the Island of Venice, this updated, move-in ready 3 bedroom, 2 bath, 2. 5 car garage, heated pool/spa home in Golden Beach just may be your last stop. Golden Beach is a quaint, highly-desirable beach community with one of the few deeded beach easements open to only its residents. The open great room plan features a fire place and a spacious dining area off the oversize kitchen. Pocketed sliding glass doors open up to the immense covered patio area, pool/spa with outdoor shower and the 40’ x 33’ lanai - creating your ultimate Florida indoor/outdoor living experience, and a large fenced backyard that is a safe environment for your furry friends. The guest bath doubles as the pool bath, with the home finished in large, wall-to-wall tile flooring. The PVC fence adds privacy to the tastefully landscaped, resort-style pool deck. With 1, 790 square feet under air and over 2, 600 square feet of room to live, this Spanish Mediterranean home has been smartly updated over the years to include PGT impact glass for every window and a clear protective shutter for the decorative kitchen leaded glass. The HVAC system is brand new as of September - with transferable warranty - and includes all new duct work throughout the entire home. The tile roof installed in 2016 has plenty of remaining life. A full laundry with folding surface, built-in desk, closets and a laundry sink is conveniently located just off the kitchen. The full list of updates and upgrades is published below. The home is a five minute walk to the deeded Golden Beach access offering community amenities including a gazebo, parking, charcoal grill, fresh water shower and sunset benches. The Island is renowned for its golf carts and the beautiful Venice Avenue main street featuring shops, restaurants and social venues. No CDD, NOT in a flood zone and ready to close immediately. Remaining furnishings available under separate contract. Floorplan link: Floorplan1_zc1nbsxz25zh1dzaa7tsgmd8a. png
Updates & Upgrades List:
2011 Garage Door Replacement
2011 HVAC Replacement
2011 PGT Impact Windows
2011 Whole Home Repiping
2011 Water Heater Replacement
2012 Remaining PGT Impact Windows (except pass-through, which has shutter)
2014 2 Exterior Doors Replaced
2016 Tile Roof
2016 Replaced Pool Cage
2016 Cast Iron Sewer Line Replacement
2017 PVC Fence Install
2019 Front Door Replacement
2019 Pool Resurface
2016 Pool Heater Replacement
2024 HVAC Replacement
2024 HVAC Duct Work Replacement
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,745 | $6,659 | $9,131 |
Total Monthly Payment | $7,725 | $7,639 | $10,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.