One or more photo(s) has been virtually staged. Under Construction. Advertised photos may differ from the exact finishes of the home and are only a representation of the home. Located in the heart of scenic Polk County, centrally located between Orlando and Tampa, this neighborhood offers the perfect combination of comfort, convenience, and charm. Scenic Terrace is ideally situated next to Scenic Terrace Primary and Secondary School, making it easy to get to and from school. Everyday essentials are accessible with Haines City Mall and Publix just 8 minutes away. For quiet weekends, you'll have plenty of outdoor recreation options, including nearby Lake Eva Community Park. If you're looking for something magical, Disney World is just 30 miles away. Commuting and day trips are also easy with proximity to Highway 27 and I-4. Plus, at Scenic Terrace you'll have access to fun-filled amenities like a refreshing pool, cabana, and play area.
You will be delighted with all the thoughtful details of this single-family home. An open floor plan, spacious bedrooms, and a beautiful master suite create a home perfect for entertaining and making the most of every day. From the inviting front porch, a foyer leads to a large kitchen with an adjoining dining room and family room, perfect for entertaining, watching movies, and relaxing. The open-concept kitchen is equipped with modern appliances, a beautiful center island, and a large pantry, and the backyard is the perfect spot for evening cocktails or morning coffee. Enjoy it even more with a covered terrace. Tucked behind the main living room, you'll find a master suite with a huge walk-in closet and double vanities, as well as two more bedrooms that share a full bathroom. The open layout of this home allows you to enjoy the ease and convenience of single-story living in an elegant, cozy and modern home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$318,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,192 | $255,192 | $255,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $2,111 | $2,109 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.