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4725 Cove CIRCLE, #304, St. Petersburg, FL, 33708 | $210,000
Your own piece of paradise awaits. This 1/1 unit is located in Waterfront 55 older resort style community with waterviews from every window. Unit has some modern updates including new windows, laminated floor and ceiling fans. With ample storage space and a versatile Florida room that can double as a small bedroom or office, this condo offers convenience and functionality. Laundry facilities are available on every floor(with storage locker) for added convenience. The 24 hr GATED property spans 40 acres of resort-style living amenities, including two heated pools, a clubhouse for parties and gatherings, a gym, billiards, shuffleboard, tennis, and Pickleball courts as well as car wash area with vacums. (coming soon-electric car chargers) A full-time manager and social director ensure a vibrant community atmosphere. For outdoor enthusiasts, the property boasts three fishing piers, kayak racks with water access, and a host of additional amenities. While the unit could benefit from some tender loving care, it presents a perfect opportunity for someone looking to personalize and create their own private retreat. Situated close to grocery stores, pharmacies, restaurants, nightlife, and the stunning Madeira Beach, this community offers a blend of convenience and leisure. Milestone inspections have been completed, and Columbia Towers maintains a fully funded reserve, ensuring peace of mind for residents. Pack your bags and embrace the carefree lifestyle at this waterfront condo – a welcoming haven where you can truly make it your own.
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 1
- Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Other, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Complex: COLUMBIA TOWERS CONDO
- Year Built: 1970
- Common Charge: $742 Monthly
- Approx Sq. Feet: 815
- Est. Taxes: $2,256
- Adult Communities: Yes
- Pet Policy: No
- Appliances: Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: TB8300222
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8300222/4725covecircle_stpetersburg_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-381-2345
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4725 Cove CIRCLE, #304, St. Petersburg, FL, 33708
$210,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $188 | $188 | $188 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,118 | $1,104 | $1,417 |
| Total Monthly Payment | $1,381 | $1,367 | $1,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388