Located minutes from walking paths, clubhouse, all amenities and the big lake, this one-of-a-kind 2-bedroom, 2 full bath and 2 car attached garage Isabella Grande model with a great curb appeal is loaded with upgrades and custom features. Manicured front yard and walkway leading to the house is a true tropical plants and flowers paradise. As you walk through the 8 ft. front door, you will notice an open floor plan with 9 ft. tall ceilings and abundance of natural light. Ceramic tile floors in the main areas are diagonally installed. There is also a ceramic floor in both bedrooms and closets (there is no carpeting in this home). The large gourmet kitchen has granite countertops and tastefully matched travertine backsplash. The raised serving bar is extended by 18” for additional seating. Breakfast area in the kitchen has plenty of space for informal dining. Upgraded GE stainless steel appliances including a microwave, dishwasher, double door refrigerator, and almost new KitchenAid double convection oven. 42" top quality wood cabinets with crown molding have over/under cabinet lighting, cabinet pantry and a glass double door insert in one upper cabinet segment. Separate dining room can accommodate large family/friends' gatherings. Spacious living room has a triple 8 ft. sliding door leading to the private screened lanai overlooking a serene private sanctuary with mature blooming trees and plants attracting birds! The primary bedroom features a huge walk-in closet, ensuite bathroom with a double vanity and drawers and walk-in shower with extended floor to ceiling tiles, decorative listello and grab bars. All light fixtures and fans are updated including recessed lighting in the kitchen, living room, primary bedroom, lanai and pendant lights in the kitchen. The roof was recently softly power washed. HVAC has been professionally serviced and has been regularly maintained. There is a whole house filtration system installed, as well as Nutrasoft no-salt softener system. A state-of-the-art ADT monitored alarm system is included in the HOA fees. Selected furniture is available for purchase. Valencia Lakes is a 55+ golf cart community. 40 acre waterfront outdoor recreation area with resort-style heated pool, lap and resistance pool, 40, 000 sq. ft. clubhouse, deluxe Bistro is to come soon, arts and crafts studio, har-tru tennis courts, fitness center, half-court basketball, pickleball and bocce courts, dog park, baseball park, community garden, hundreds of clubs and activities, RV/boat storage area. Over 100 acres set aside as nature preserves; enjoy the quiet and solitude of peaceful views, birds & wildlife by the water. More than 3 miles of bike and walking paths. Great sense of community with great friendly neighbors. Please call for a private showing and experience this wonderful community for yourself. Tampa, St. Pete and Sarasota 30-45 minutes away. Close to the airport, medical facilities, shopping and golf.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,253 | $2,251 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.