Under contract-accepting backup offers. Adorable and Affordable 3 -2-2 on a larger lot (. 26) situated in a lovely quiet neighborhood - Flood Zone X! This home had no damage from Milton and just one lanai screen panel out from Helene! The open floor plan, large lanai with new screens and spacious back yard make this a perfect pick for first time homebuyer or seasonal resident. Sprinkler system just serviced and in working order to keep the yard lush and green and there is a nice shed in backyard for toys or tools! Per permits Roof 2023- HVAC 2020- 2022- electric mast removed new meter installed and electric ran underground to pole. This is an estate sale- sold as is - where is - Due to inspection results the seller replaced the water heater with a new 50 gal tank- an over $1700 cost that is a benefit to buyer. Appliances older - not warranted - refrigerator not working. Helene took out one screen panel. Should be replaced by 10-18.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,235 | $1,585 |
Total Monthly Payment | $1,570 | $1,554 | $1,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.