70 TORRES Trace, Saint Augustine, FL, 32095 | $494,900

Welcome Home to this Pulte 'Trailside Floorplan This THOUGHTFULLY DESIGNED 5 BEDROOM has over $64, 500. 00 in UPGRADES and is on a PRIVATE 53 FOOT LOT. Have PEACE OF MIND WITH PULTE'S 10 YEAR LIMITED TRANSFERRABLE WARRANTY. Enjoy Additional storage in garage with the 4'' Garage Extension. GOURMET CHEFS KITCHEN with White Zeus Quartz Countertops, Soft Close Drawers, Pots and Pan organizers Maiolica Hexagon Backsplash, Upgraded Appliance Package, Kitchen Sink, and Included Stainless Refrigerator. The Kitchen also Features Beautiful Cambridge/ Salvage Pine Luxurious Vinyl Floors. Outdoors find an Extended Covered Lanai Pre-Plumbed for an Outdoor Kitchen. Bedroom Conveniently located on the 1st Floor. The CHARMING upstairs loft is ideal for a playroom, home office, or relaxing retreat. Water Filtration System, Smart home
Cordova Palms boasts RESORT STYLE amenities including a ZERO ENTRY LAP POOL, DOG PARK, FITNESS CENTER, PUTTING GREEN, PICKLE BALL

Features

  • Amenities: Clubhouse, Playground
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Traditional
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,487
  • Acreage: 0.12
  • Est. Taxes: $3,206
  • HOA Fee: $70 Monthly
  • View: Protected Preserve
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 244210
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/244210/70torrestrace_saintaugustine_fl?source=qrflyer
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Listing courtesy of UNITED REAL ESTATE GALLERY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

70 TORRES Trace, Saint Augustine, FL, 32095

$494,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $395,920 $395,920 $395,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $267 $267 $267
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,701 $2,631 $3,368
Total Monthly Payment $3,043 $2,973 $3,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.