Welcome to the beautifully upgraded Spruce model, now available in the highly desirable Canopy Terrace community! This move-in-ready gem is loaded with upgrades and offers an exceptional living experience. With a low HOA that covers cable and Wi-Fi—and no CDD fees—this home is designed for modern convenience.
This meticulously crafted 3-bedroom, 2-bathroom residence also features a versatile flex room, perfect for your home office or creative space. The open-concept layout is drenched in natural light, making every corner of the home feel bright and inviting. The kitchen is a chef’s paradise, boasting Lyra quartz countertops, a spacious center island, crisp white soft-close cabinets, a corner walk-in pantry, and built-in stainless steel appliances. The sleek beveled subway tile backsplash and energy-efficient direct-vent range hood elevate the space with both style and functionality.
The inviting café area flows seamlessly into the gathering room, complete with tray ceilings and a 75" flat-screen TV, making it the ultimate space for entertaining. Pocket sliding doors open up to the covered and screened lanai, perfect for hosting guests or unwinding after a long day.
Elegant ceramic tile runs through the main living areas, while plush, stain-resistant carpeting enhances the comfort in the bedrooms and flex room. The master suite is a true retreat, featuring tray ceilings, a spacious walk-in closet, and a designer en suite bathroom with double sinks and a glass-framed, tiled walk-in shower.
Whirlpool appliances included: Refrigerator, Washer & Dryer. Additional upgrades include custom faux wood window treatments, stylish kitchen lighting, a screened lanai, tiled floors, an oversized 2-car garage with extra storage, a stone-paved driveway & lanai, wall oven, french doors on flex room, and pool/hot tub wiring prepped for your future oasis.
Surrounded by nature, golf courses, and charming local shops and restaurants, this home is just minutes away from the beautiful New Smyrna Beach and natural springs. Plus, with easy access to I-4, you're only 35 minutes from downtown Orlando or Daytona Beach.
The Canopy Terrace community offers a peaceful, tree-lined setting with top-notch amenities like high-speed internet, community TV, Smart Home technology, scenic walking trails, picnic areas, a pool with cabana, and a playground.
This home is the perfect blend of modern luxury and natural beauty. Don’t wait—schedule your tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,842 | $2,396 |
Total Monthly Payment | $1,979 | $1,979 | $2,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.