4396 5th Isle DRIVE, Hernando Beach, FL, 34607 | $819,900

Discover your dream waterfront oasis in this beautifully remodeled 4-bedroom, 3-bathroom home situated on a pristine saltwater canal with direct access to the Gulf of Mexico. Perfect for both relaxation and adventure, step inside to discover a modern kitchen tailored for culinary enthusiasts, featuring sleek black stainless-steel appliances, a wine cooler, and a coffee bar that flows into a spacious living room—all with breathtaking water views. The second floor covered back porch offers the perfect setting to unwind with your morning coffee or an evening cocktail while watching the manatees and dolphins play in the canal below. Retreat to the lovely master suite, complete with a spa-like bathroom featuring a freestanding tub, quartz-topped vanity, large shower, and generous walk-in closet. Two additional spacious bedrooms and a well-appointed guest bathroom are just down the hall. On the fully renovated first floor, a stunning master suite awaits, boasting a sitting area, walk-in closet, and an en-suite bathroom with quartz top vanity. The fully equipped kitchen, dining area, and beautifully designed living room provide a cozy atmosphere with impressive water views. Addionally, a large office overlooks the water and houses the tube elevator which goes to the second floor. With a private entrance, this space can easily serve as an in-law suite or Airbnb rental. Ample storage is available in the two-car garage, perfect for housing small cars, watercraft, fishing gear, or even a workshop. Your backyard features a newer floating dock, ideal for mooring your boat or enjoying a peaceful fishing day. With a generous 70-foot seawall along a deep-water canal, you’ll enjoy easy access to the open water—an absolute dream for water enthusiasts! Situated in Hernando Beach, this serene coastal community is renowned for recreational fishing and boating, with easy access to waterfront tiki bars, marinas, upscale dining, seafood markets, and unique boutique shops. Just a short boat ride away, you can explore beautiful beaches, the Flats for swimming, Weeki Wachee State Park, and the Homosassa River during scallop season. Recent upgrades include a new roof (2024), HVAC (2023), floating dock (2022), hot water heater (2021), tube elevator (2021), and three mini-splits for optimal comfort on the first floor (2023). ***2023 Sylvan 822 LZ PONTOON BOAT INCLUDED WITH ACCEPTABLE OFFER!!! A $32, 000 VALUE!!!***
Don’t miss your chance to make this slice of paradise your own—schedule a viewing today!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Coastal, Elevated
  • Year Built: 2003
  • Garage: 2-car Converted Garage, Driveway, Under Building
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,981
  • Acreage: 0.16
  • Est. Taxes: $10,212
  • Lot Desc: Flood Insurance Required, FloodZone, In County
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: W7868101
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/W7868101/43965thisledrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 4:23:42 AM)
Listing courtesy of DENNIS REALTY&INVESTMENTS CORP   Phone: 352-777-4143

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4396 5th Isle DRIVE, Hernando Beach, FL, 34607

$819,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $655,920 $655,920 $655,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 6.246% 6.201%
Monthly Tax Payment $851 $851 $851
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,985 $3,985 $5,535
Total Monthly Payment $4,928 $4,928 $6,478

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.