Under contract-accepting backup offers. Welcome to the Banyan tree house in sought-after Central Oak! This beautifully renovated 3-bedroom, 2-bathroom bungalow exudes charm and modern elegance. Step onto the inviting front porch, perfect for relaxing with your morning coffee or enjoying Florida evenings. Inside, you’ll find a spacious open-concept living area featuring a beautiful brick wood-burning fireplace and built-in details that add character and warmth while creating a beautiful separation between the living room and the dining area + kitchen. The heart of the home is the expansive chef’s kitchen, complete with top-of-the-line appliances and ample counter space, making it a culinary delight for any home cook. Adjacent to the kitchen, a full laundry and mud room make your daily routine convenient. Retreat to the upstairs third bedroom, a light-filled sanctuary with skylights for added natural lighting. This bedroom comes complete with a gorgeous, modern bathroom featuring a walk-in shower and a walk-in closet that offers plenty of storage. Alternatively, the upstairs bedroom would function very well as a bonus room, den, or office. Out back, you'll find an oversized parking pad and alley access for easy storage for multiple cars, plus any fun vehicles such as a boat, RV, or golf cart! Don’t miss this opportunity to own a meticulously updated home in a vibrant and friendly neighborhood. Schedule your viewing today and make this Central Oak gem yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,743 |
Total Monthly Payment | $3,141 | $3,063 | $3,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.