Welcome to your dream home, a spacious four-bedroom Colonial on a serene, tree-lined street with sidewalks, offering a perfect setting for families. The elementary, middle, and high schools are within walking distance. As you step inside, you'll be greeted by a spacious living room featuring a charming fireplace, hardwood flooring, and abundant natural light, creating a warm and welcoming atmosphere. The kitchen features a breakfast bar, a pantry, and plenty of cabinets and counter space. Adjacent to the kitchen is a dining room, perfect for family meals and entertaining guests. The front-to-back family room is generously sized, with access to a lovely screened-in porch and a composite deck; this outdoor area is perfect for grilling and enjoying views of the backyard, ideal for a swimming pool and outdoor activities. The home includes a two-car attached garage with direct access to the family room for convenience. Upstairs, you'll find four generously sized bedrooms, including a primary bedroom with a spacious closet and a convenient half bath. The three additional bedrooms share a full bath with a tub, accommodating family needs comfortably. Recent updates include newer windows, a newer roof, a modern garage door, and updated decking. This Colonial blends comfort, convenience, and charm, providing a blank canvas to add your style & touch.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | Upper | |
Bedroom 2 | Hardwood Floor | Upper | |
Bedroom 3 | Hardwood Floor | Upper | |
Dining Room | Hardwood Floor | Main | |
Family Room | Book Shelves,Built-Ins,Wall/Wall Carpet | 13.6 x 21.0 | Main |
Kitchen | Breakfast Bar,Ceiling Fan | Main | |
Living Room | Fireplace,Hardwood Floor | 14.6 x 23.0 | Main |
Primary Bedroom | Half Bath,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,260 | $2,939 |
Total Monthly Payment | $2,842 | $2,842 | $3,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.