BETTER THAN NEW. . . with $30k in after purchase upgrades! This home is meticulously maintained. . . and move in ready. Well thought out floor design on this 2021 Richmond Model w/large rear porch. No wasted space! The builder matched & coordinated items from the beautiful granite and quality white wood soft close cabinetry in kitchen and both bathrooms, to all high-end vinyl flooring throughout. . . NO CARPET! What the Builder did not think of. . . the owner did. New additions: Iron Buster for the well, seamless gutters and leaf filter system (no more ladder climbing to clean those gutters), back porch was screened in and door added, beautiful white vinyl fencing encompasses the entire back so the family and your fur babies can relax in secure privacy, high quality sod, high end quality shower glass doors and safety rails, and so much more. The corner lot is a bonus! The home is as nice as the photos depict. Located in the Porter Shores area of the Shores. . . the property is close to shopping and lots of amenities. . . to include Trail Head Park! Very close to the schools in the district as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,531 | $1,991 |
Total Monthly Payment | $1,811 | $1,811 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.