This two bedroom, two bathroom manufactured home is designed for comfortable Florida living and it is located in the long established community of Palm Hill Country Club. Most furnishings will stay making for an easy move. With so many opportunities for involvement in this active 55+ community this is a wonderful home to enjoy the golden years. What’s not to like with lawn, trash removal, recycle, water, cable, and internet included in the $473 monthly homeowners’ fee. The front kitchen has windows across the front that bring light inside and provide a pleasant view while doing chores. The dishwasher, smooth top range, overhead microwave, refrigerator, sink, and garbage disposal are all newer. The owner has installed luxury vinyl flooring throughout most areas of the home. This high quality flooring and the complimentary wall color create a pleasant atmosphere. A plethora of upper and lower cabinets with counter space in between separating the dining and kitchen area provides a natural distinctive divider. There is more than enough space to store every cooking supply and even counter space with space for bar stools for quick lunches. The sit-down dining area and the living room complete the rest of the living area. Windows on both sides bring just the right amount of light making a cheery atmosphere. A slider from the living area leads to a bonus cozy front Florida Room with a bonus air conditioning unit. This space could be a spot for morning coffee while watching early risers walk by. The generous size primary bedroom is in the back of the home and here there is plenty of closet space with two smaller size closets with a built in between, as well as a large wall closet. To have inside laundry the owner added a full size stackable washer and dryer in the ensuite bath. An updated vanity and sink is next to the washer and dryer. The toilet and shower are enclosed behind a privacy door. The smaller guest bedroom, currently used as a den has a wall closet and lies at the other end of the hallway. The guest bath has a new toilet, sink with plenty of counter space, and a tub with shower. Trendy flooring, complimentary wall color and most furnishing to remain enhance this well designed floorplan. The home has clean white siding, a roof over, nicely trimmed front shrubbery and pavers with greenery along the side. Off the carport there is a generous size screen room. What an optimal place to entertain friends. In the back there is an enclosed utility space. There is even a patio area in the backyard. A share of $35, 000 is included in the reasonable list price of this charming home in Palm Hill Country Club where pools, pickleball, tennis, shuffleboard, golf, and lots of social activities can keep you as busy as you want. Please call to set up an appointment - you won’t be disappointed.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,200 | $111,200 | $111,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $676 | $666 | $879 |
Total Monthly Payment | $865 | $855 | $1,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.