Under contract-accepting backup offers. This is the one! NO HOA and No Deed Restrictions. Move in with the peace of mind that everything has been taken care of for you. New Metal Roof in 2017, New A/C and Compressor in 2018 (10-year warranty on both), Newly Remodeled Bathroom (2023), New Irrigation System (2019), and hard floors throughout the home. The home features an open layout combining the living room, dining room, and kitchen into one cohesive space. The kitchen is equipped with stainless steel appliances, a gas oven, and granite countertops, while the spacious laundry room includes storage, a folding counter, and a new full-size LG washer and dryer. Entertaining is a breeze with a screened-in front porch, Florida room, and a covered back porch, leading to your oversized fully fenced backyard. Need storage? Use the two full-sized sheds stationed on the back corners of the yard. This home has it all. Not to mention the unbeatable location. Situated just minutes from both IMG Academy and the beautiful beaches of Anna Maria Island. For a nominal annual fee, residents of Bayshore Gardens can also enjoy access to a wide range of amenities that include a Jr. Olympic-size pool with a large pool deck and patio area, BBQ grills, a ball field, PICKLEBALL court, a fishing pier with a cleaning station, and a marina with a private boat ramp. Don't miss out on the opportunity to make this home your own! Schedule a showing today
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Our Executive Mortgage Banker:
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$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
Total Monthly Payment | $2,032 | $2,030 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.