Under contract-accepting backup offers. Welcome to this charming one owner non-smoking two-bedroom, two-bath home with additional living space off the dining area that is perfect for a den, office or playroom. Meticulously maintained, this inviting property features a spacious great room perfect for gathering with friends and family. In addition, a large primary bedroom and generously sized guest bedroom offer plenty of comfort and privacy. The nice sized kitchen features plenty of counter/cabinet space as well as a separate coffee/wine bar with cabinets above. Step outside to a beautifully landscaped yard including a magnolia tree, bottle brush & sequoia palm and complete with a back patio and pergola—ideal for relaxing or entertaining. The front screened porch is perfect for enjoying your morning coffee. An attached shed provides extra storage or workspace. Conveniently located near hospitals, dining, shopping and more, this home is a true gem! Other features included: an irrigation system, termite bond that was just renewed in Sept 2024 and an extra fridge, cabinets, storage shelves and screen door on the garage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,261 | $1,618 |
Total Monthly Payment | $1,440 | $1,424 | $1,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.