Situated within the gated community of Barclay Reserve in Winter Springs, this charming 2-bedroom, 2. 5-bathroom townhome is a perfect blend of convenience and comfort. Upon entering, you’ll be welcomed by an inviting open floor plan on the first level complete with new (2023) luxury plank vinyl in the main living area. The kitchen, adorned with stylish quartz countertops and equipped with stainless steel appliances, opens up to a spacious great room, creating a warm and connected living space. Large double sliding glass doors allow sunlight to pour into the living area, offering picturesque views of the tranquil conservation area at the rear of the property. Just beyond the glass doors, a private patio provides an ideal spot for outdoor relaxation. The upper floor features an expansive primary bedroom complete with luxury plank vinyl flooring, an en-suite bathroom, and ample closet space. The second bedroom is generously sized and conveniently located next to its own full bathroom, making it perfect for family members or guests. A versatile flex space on this level offers additional room for a home office, study area, or cozy reading nook. The convenience of having the laundry area upstairs adds to the overall functionality of the home. Additional features include a private one-car garage, with supplementary parking available for guests, a roof replacement in March 2022, and a 2020 hot water heater. This townhome is part of the highly desirable Seminole County school district, including Oviedo High School. Ideally positioned just off SR 434 and only a short distance from SR 417, this location offers swift access to key areas such as Oviedo on the Park, UCF, Seminole State College, and Winter Springs Town Center. This beautiful Winter Springs area is renowned for its outdoor recreational opportunities, featuring scenic trails, picturesque lakes, and inviting green spaces that beckon you to explore, making it a prime choice for those who value both accessibility and a serene living environment. If you're looking for a move-in-ready home in a vibrant and accessible location, this property in Barclay Reserve is a must-see. Schedule your tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,361 |
Total Monthly Payment | $2,211 | $2,162 | $2,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.