HUGE Price Improvement!!! Whether you're searching for a full-time Florida living dream home, or a completely ready-to-go short-term rental JACKPOT, this home is a MUST-SEE! This amazing waterfront home is just minutes away from Tampa Bay and the Gulf of Mexico, with no bridges and deep water - sailboats welcome! With stunning views and incredible amenities, this Key West-style retreat is a dream come true.
The 3-bedroom, 2-bath home features a 4th bedroom/pool house/she-shed addition, offering spacious and open waterfront views of the Ruskin Inlet. The outdoor area is perfect for entertaining, with a Tiki bar, pool with slide and swim-up bar seats, fire pit, and space for live entertainment. The home has been extensively upgraded and remodeled in recent years, including smart home technology, a whole-home security system, new plumbing, upgraded water heater, whole-house softener, 220 electric, a new AC unit with a 10-year warranty, and a new roof with insulation for energy efficiency. A complete list of all upgrades and dates of improvements is attached in the MLS.
The interior features terrazzo and ceramic tile beach wood-look flooring, recessed lighting, ceiling fans throughout, and coastal themed finishes. The chef’s kitchen boasts top-tier GE Café appliances, including a range with double convection ovens, a refrigerator with Family Hub, a microwave, and a dishwasher, along with soft-close solid wood cabinets and solid-surface counters. The split floor plan offers privacy for the primary suite, which includes a custom walk-in shower, a walk-in closet, and stunning waterfront views.
In addition to the main house, there’s a 140-square-foot cottage that could serve as an additional master suite, she-shed, or pool house. The outdoor Tiki hut features a full-length bar, a 60” TV, ice maker, and bar seating. The newly built dock and deck include zero-maintenance trek boards, a covered 10, 000-pound boat lift, and an 85-foot raised vinyl seawall.
There's NO HOA, NO CDD, and no limit to what you can do to make this home your dream come true. This waterfront oasis is truly a rare find! Don’t miss this opportunity to own one of the best hidden gems on the waterfront before rates drop and prices climb!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,585 | $5,585 | $7,757 |
Total Monthly Payment | $6,113 | $6,113 | $8,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.