This 2 bedroom/2 bath condo is in a great location close to historic downtown Punta Gorda! The fully applianced kitchen has wood cabinets and granite counters. The generously proportioned Great Room can be used as a living room/dining room combination. The large master bedroom features sliding glass doors, walk-in closets and an en suite bathroom with double-vanity, large walk-in shower and tons of storage. The second bedroom has built-in office space and cabinets with a large built-in closet. The second bath includes a single vanity and tub. There is also a laundry/utility closet with a washer and dryer. A dock for your boat is available on a first-come/first-serve basis for an annual fee. One covered, assigned parking space is included with loads of additional guest parking. Enjoy some of the best boating and fishing, hiking and bike trails, and Fishermen's Village within walking distance or a quick drive to numerous golf courses and beautiful beaches! HUD Case 095-128810, FHA insurability is IE, insurable with an escrow. All properties are sold "as is" without any warranty or guaranty by the seller. HUD will not make any repairs.
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Our Executive Mortgage Banker:
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$241,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,960 | $192,960 | $192,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,284 | $1,282 | $1,654 |
Total Monthly Payment | $1,504 | $1,502 | $1,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.