LISTED BELOW APPRAISED VALUE! High and Dry Post-Hurricanes Helene and Milton! This Palm Harbor gem is ready for its next chapter, offering a solid foundation for its new owner to make it their own. This home features recent upgrades, including new AC (2023), water heater (2021), a new sprinkler system, and a new pool pump and filter (2022). Located in the desirable Countryside North neighborhood, this 3-bedroom, 2-bath, 2128 sqft Rutenberg home offers serene views of a natural spring and peaceful green space, all situated on over a quarter-acre lot for privacy. Step inside and immediately notice the potential: a split floor plan with an open, airy layout and large sliders that open up to the sparkling pool. The spacious primary suite features sliding doors to the pool, a walk-in closet, and a private bath with dual split sinks, providing the perfect foundation for a luxurious retreat. The kitchen opens to the cozy family room, with sliders leading out to the pool area—ideal for enjoying your morning coffee by the water or cozying up to the wood-burning fireplace on cooler nights. This home is ready for a new owner to infuse their own style and vision to transform it into a true showpiece. Conveniently located near top-rated Palm Harbor schools, shopping, dining, entertainment, and the beautiful Gulf Coast beaches, this home provides an unbeatable location in a non-flood zone. Don’t miss the opportunity to make it your own—schedule your private tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,153 | $4,048 |
Total Monthly Payment | $3,568 | $3,528 | $4,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.