Under contract-accepting backup offers. Discover the charm of this delightful bungalow in the heart of Central Oak Park, a prime location in St. Petersburg. Conveniently situated just 5 minutes from the Gulf of Mexico and the vibrant Downtown St. Pete, this 2-bedroom, 1-bath home offers a perfect blend of comfort and style. The open floor plan creates a welcoming atmosphere, while the spacious kitchen features a cozy eat-in area and a conveniently located laundry room. Recent updates include new flooring, fresh paint interior & exterior along with elegant plantation shutters, enhancing both functionality and aesthetics. Step outside to the backyard, an entertainer’s dream, complete with a built-in grill, artificial turf, and well-maintained plant beds. The private backyard is accessible via alley access, and the 1-car garage is conveniently entered from the rear, ensuring both ease of use and added privacy. This bungalow is a true gem in a sought-after neighborhood—schedule your visit today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,677 | $2,213 |
Total Monthly Payment | $2,200 | $2,176 | $2,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.